Proper Life-Centered Planning
Congratulations! You’ve successfully navigated the “Accumulation Phase” of life. This is no small achievement and many that have gone before you have failed.
You’ve been able to spend less than you earned, your 401(k) has grown nicely, and you’ve eliminated most, if not all, of your debt.
This is all an accomplishment that should be celebrated. When you’re done celebrating, roll up your sleeves, because now it gets more complex.
Live the best life you can, with the money you have – Today
How do you select the best way to receive your Social Security and Medicare?
What are you going to do with your business?
Are your heirs prepared for what’s coming to them in the future – ready or not?
How do you navigate the conflicting developmental agendas between you and your aging parents?
How do you navigate the “Spend-Down Phase” without getting hit hard in taxes?
Our Services
Utilizing our Brick House Planning Process™, we'll help you to develop a proper life-centered financial program. Our team will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established and we've identified your starting point, we'll customize appropriate strategies to suit your vision and objectives. We can help you implement a sound financial program, and even have a process in place to hold you as accountable as you'd like us to.
Our areas of focus are driven by your needs. However, much of our planning & consulting work is often done in one or more of the 14 signature elements that to us define comprehensive wealth management. The areas where we tend to spend the most time include:
- Maximizing the “Accumulation Phase”/Efficient cash flow management
- Investment management for responsible wealth expansion & protection
- Asset protection strategies
- Debt management to both create & protect wealth
- Tax-Efficient distribution strategies for retirement assets
- Effectively managing executive compensation
- Enterprise Value Acceleration and Business Exit Planning
- Crafting an efficient income replacement plan - The “Spend-Down Phase”
- Preparing heirs
- Estate & Trust planning and administration
- Transition planning (strategies for dealing with sudden windfalls)
- Navigating the conflicting developmental agendas between multigenerational client families
- Planning and paying for educational expenses
- Strategies for funding healthcare and long-term care